Friday, January 4, 2008

...the politics of finance


....so I JUST got my super big check, the one that is supposed to make me survive for the next three months and guess what??? I just spent it all in less than an hour.
Now, for those of you assuming that I just added tons of nice stuff to my wardrobe, oh dears, I wish it were so....

I just finished paying off my stupid credit card....remember kiddies, credit cards are NOT money...they are short term loans. I refuse to be another bad-credit fool. I let some people take advantage of my good-credit status and now I am stuck paying the bill...think $800 dollar status....nice, huh? I must admit though, I did use my credit card for(according to some)some not-so-necessary purchases: two pairs of amazing J brand jeans, food, bills, etc etc. The good thing is that my $1,200 balance is paid off!

I am responsible...and what did I do with the rest of the money? Well, lets see....I had my rent due $520, my pending cell phone bill $290.00 <---most of which my father owes me because I got my brother and sister phones, I had to buy my textbooks for school and I knew that I needed to buy the on Amazon because if I bought them at school they were going to cost me a fortune. I got pretty okay deals, BUT the only problem is that they will take FOREVER to get here and I really do not want to fall behind in school so I am hoping to meet some nice classmates that will allow me to photocopy their books in the meanwhile. I still need to buy one more book, and I am hoping that it is under $50, but that's just a dream. After I bought my books I remembered that I have yet to pay anything for my glasses (the ones I should be wearing right now) so I went to give a $100.00 payment on that, so now I have a $430.000 balance. So basically I am left with about $150.00, and that is supposed to make me survive the next three months. Thank God for my job, that'll at least pay my bills and food. I just remembered that I have a pending mail-in-rebate and that should help me with my books, bills, and food for a while. Rentwise, I have no idea what I am going to do. I mean, I always have the option of my newly paid-off credit card, but I would like that to be my last resort. I have an interview for a job on-campus and I figure that if I get it (inshallah) and I keep my babysitting job and I balance my budget really well, I can make it without the help of my credit card. If it comes down to it I could always ask my parents, but I am sick of asking them to take care of my life. I want to be independent from them in every aspect possible. I know this breaks their hearts because that is pretty much the only way they keep me. I mean, I love my parents, but I do not like depending on them at all.

So as of now, the only bills that are bugging me are rent, my glasses, and my deposit to Chile this summer. I am going to go no matter what, but I really do not want to ask my parents for the money. I also really wanted to go study abroad in London this summer. My favorite professor at UCD, Siverson, is offering two upper division political science courses over the summer and they would not interfere with Chile at all! The problem? I would probably need 6,000-7,000 extra dollars....anyone want to spare?

I know I shouldn't be like this, but I am so jealous of kids whose parents are fortunate enough to give them trips to Europe after high school or trips to Cabo for spring break. I'm jealous of kids who have their parents pay for their school and rent and if they do work, it's for extra leisure money, you know for new Uggs, a new Chanel purse, for fun lunches with the friends or for a new car. I don't hate these people, I'm sure their parents worked hard to give their kids that lifestyle and that is so admirable, but sometimes I wish I could catch a break. I wish I could go to school and just focus on that and having fun. I should not complain though, I have it pretty good. I have nice clothes, a great apartment, some leisure money, a great job, great parents, good finances, and a perfect health. I think that though I am currently broke, I am a good financial administrator. I think that I will get everything done, just because that is the type of person I am, the type of person I was brought up to be. I think that with all these financial responsibilities I am becoming a better and stronger person. I appreciate things more. One day I will have that cute Marc Jacobs handbag that I showed my mom at Nordstrom the other day, and you know what? No one will have bought it for me, I will have through my own effort.

I am reading this book on Abraham and how he founded the three monotheistic religions and I am just so fascinated! I think that I would like to minor in Religious Studies. I am extremely optimistic about the new quarter, and I know I always say that but this time I NEED to do good. I know that it will be difficult but I trust in God and myself. I know that I will prevail.

It sometimes sucks to think that money makes the world go round, but I think that I will get into a bargain-budgeting state. I don't want to alter my life though, I want to be able to go dine out whenever possible. I want to be able to go to the bookstore and indulge in good reads or make more frequent trips to the bay or splurge on some good alcohol, you know? oh silly green paper....


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Santiago, Chile
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London, England
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we are dorks ;)
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dope shots I snapped at the rose parade.
Taiwan Activists.
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Ron Paul
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btw was anyone surprised about the Iowa caucus result?!
....I have grown a strong appreciation for Ron Paul, I mean over 10,000 votes and almost 3 times as much as Giuliani? Pretty dope. New Hampshire on Tuesday!

today it's The Format's "Interventions and Lullabies" album & Bright Eyes "Hit The Switch" and "Cleanse Song"

first post of 2008....
this year promises great things,inshallah!, so stay tuned.

-Melidee